Saturday, January 30, 2010

Anyone who has never made a mistake...

"Anyone who has never made a mistake has never tried anything new."
- Albert Einstein

Friday, January 29, 2010

3 Financial Dangers of Social Media

Anyone who doubts the power of social media to affect finances need look no further than the example of Kansas City Chiefs football player Larry Johnson.

The all-pro running back cost himself $213,000, and ultimately a job, by posting anti-gay slurs on the micro-blogging service Twitter -- in 140 characters or less, of course.

Career trouble is just one way a badly managed social media presence can hit your pocketbook. Following are three areas where social media could damage your financial life, and how to avoid such pitfalls.


Employment

Andy Beal, CEO of the social media monitoring platform Trackur.com, says jobseekers should assume potential employers will do a Google search of candidates' names. Social media profiles typically appear near the top of the search page.

If you have questionable pictures or posts on a public profile, take them down or make the profile private to avoid trouble.

Also, steer clear of negative talk about a prospective employer on any social media platform, Beal says. Many companies monitor mentions of their brand throughout the Web, he says.

He cites the case of a Twitter user who posted about a new job offer from Cisco, but expressed doubt about "the daily commute" and "hating the work." A Cisco employee noticed the tweet and demanded to know the name of the user's hiring manager.

Even employees who think their jobs are safe can sabotage themselves by being too honest online about their personal lives, or by posting feelings regarding a boss, client, co-worker or company for whom they work.

"We've seen a lot of cases of people publishing status updates that have gotten them in trouble," says Justin Smith, founder and editor in chief of Inside Facebook. "People have said things that have caused problems with their boss because of what they said about their work or because they've shared some other kind of private information about work online."

Caroline McCarthy, a staff writer at CNET News, says the best defense against such mistakes is to use plain old common sense. Remember, anything that appears on the Web is just a screenshot away from spreading quickly, despite the best efforts of social media users to keep it private.


Debt Collection

Social media has become a key tool for collection agencies trying to track down debtors, says Michelle Dunn, CEO of the American Credit and Collections Association and author of "Do's and Don'ts of Online Collections Techniques."

"If they don't have a good phone number or the mail's being returned, a lot of them use Facebook to find out if they have a different address or their employment information," Dunn says.

Many bill collectors who think they've found a debtor on a social media site will keep an eye on that individual's online presence, Dunn says.


"They don't necessarily have to post anything to them; they just watch what that person is posting," she says.

Setting a social media profile to allow anyone -- not just friends -- to look at postings can make your profile a particularly rich source of information, she says.

"People post things about if they've gotten a new home or a new vehicle," Dunn says. "People just post such private things about their lives, and the whole world is watching."

Privacy laws should preclude a collections professional from contacting and humiliating you on your social media page, Dunn says. However, some debt collectors violate those legal and ethical boundaries and assume false identities as a means of getting information, she says.


Scams

Social media sites ask for, and often get, a large amount of personal information from users. Unfortunately, identity thieves may use that information to perpetuate scams, especially if you use personal information when creating security passwords, McCarthy says.

"If you have a public Facebook profile that gives your birth date and your parents' names and that kind of thing, they can provide the answers to security questions that your bank might have on its Web site," she says.

Even if your profile is private, identity thieves may find other ways to get your information, Beal says.

"We see spammers, we see hackers, we see people trying to sell products using fictitious profiles," he says. "There was a study done a few years ago where one group created a specific fictitious profile and the number of people that accepted their friend request ... was pretty high."

For this reason, be careful about adding social networking "friends" you don't know in real life, says Beal.

"Social networking is not a popularity contest," says Beal. "I don't add anyone to Facebook or LinkedIn unless I know them."

And remember, just because a social media site asks for information doesn't mean you have to give it, Beal says.

Finally, McCarthy recommends never sending money to someone who asks for it over a social media service. Smith says that there have been reports of scammers hijacking accounts and posing as friends.

Source: http://finance.yahoo.com/career-work/article/108692/financial-dangers-of-social-media

Tuesday, January 26, 2010

be kind whenever possible.

"Be kind whenever possible. It is always possible."
~ His Holiness, the Dalai Lama

Sunday, January 24, 2010

Time is the coin of your life...

"Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent. Be careful lest you let other people spend it for you."
-- Carl Sandburg

Saturday, January 23, 2010

Important things

"Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all."
- Dale Carnegie

Sunday, January 17, 2010

My religion is kindness

"My religion is very simple. My religion is kindness."
~ Dalai Lama

Saturday, January 16, 2010

There are two things you should never be mad at

"There are two things you should never be mad at: Those you can change and those you can not."
-- Plato

Thursday, January 7, 2010

Free advice

This summary is not available. Please click here to view the post.

Monday, January 4, 2010

Maybe a happy ending is just moving on

"Maybe a happy ending is just moving on."

-- Quote from the movie "He's Just Not That Into You"

Friday, January 1, 2010

The Man who Sold his Life for Money

There once was a boy who dreamed of being a millionaire. By the time he was 10, he spent all his waking hours and dreamful nights fantasizing about being the richest man in the world. He had his first business by the time he was twelve and made more money mowing lawns and shoveling snow than all the kids in the neighborhood - combined. He was pleased but it was never enough. He was always looking for more ways to get rich - he didn't need it to be quick but he did have to know that he was continuously working hard to make his fantasy a reality.

In high school he missed his prom because he had to work at the local food chain - he didn't consider taking the night off like the other kids. He figured that once he was rich, there would plenty of time - besides it is just a prom and one night of his life. Weeks later when he was working his second job, his parents weren’t too happy when he missed his graduation, but he didn't care. His only priority was to fulfill his financial dreams. With his tenacity and dedication he did extremely well in college. He focused his entire attention on his studies and for the first time his work was a secondary priority. He was smart enough to know that an advanced education was necessary in order to create wealth.

He met his very first girlfriend in college. If she didn't relentlessly pursue him, he never would have even noticed her despite her stunning looks and friendly personality. They started dating and before long they were deeply involved. Of course she complained that work and school came before her but he wasn’t sure what the problem was with that - after all if you want to have a great life, you need more money than God. She never did understand this and soon ended the relationship. He was too focused on more important things to be hurt by the break up.

About six months later he met a young woman that he pursued. He actually loathed the way he acted around this girl but felt compelled and almost hypnotized by her. To his horror and dismay she actually convinced him to take a day off and go to the park with her. The whole time he was there he couldn't think about anything else but the money he was loosing and he was afraid that this one day of hooky would start a pattern and he would never succeed in life. After that he saw her less and less and wasn’t so compelled to be around her. But he was around her enough to get her pregnant.

She wanted to have the baby and get married but this infuriated him. If he got married and had a baby now, his whole life would be ruined. His plan was to get married in five years when he was 27 and then have 2 children - one at 32 and the other at 38 - he hoped they would boys and he could teach each of them to take over one business or another. So there was no way he was going to give up his fool-proof plan. He has seen what happens to people when they let life control their destiny and he will never be one of those naive people.

The next day he picked her up and took her to get an abortion. She cried all the way there and back, and for months afterwards. He knew it was for the best and tried to convince her of that everyday. She would pretend to believe him to get attention but the next day would come and the tears would be falling again. Eventually he learned to ignore her "irrational crying fits". When the crying finally stopped, he thought she was over it but she actually just learned to cry alone in the middle of the night.

Years passed and when he turned 27, he asked her to marry him with the promise they would have a child in 5 years. Although she still felt hurt, abandoned and betrayed by him, she deeply loved him and agreed to marry him. If only she knew things would get even worse and after 6 miscarriages she would be told by three different fertility experts that the forced abortion she had years ago created irreparable damage and she would never bear a child.

She had always dreamed of a Cinderella-like wedding but when she shared her wedding plans with him, he raised his voice and said "That might be your plan but it is not mine". Her parents were dead and whatever type of wedding they had, he would have to pay for. By then he had over a million dollars in net worth and could certainly afford it but he felt it was a waste of his hard earned money - and would not throw it away on a silly one day dream. He never did see that it was also a once in a lifetime dream. She argued with him for weeks but in the end she sacrificed the wedding for the marriage. The next day they went down to the hot and smelly court house and got married. She wore her regular work clothes because she was too depressed to make any real effort at looking good. She also didn't have the red and pink long stem rose bouquet he promised her but forgot to pick up.

Years passed and the man started 3 new businesses - doubling his net worth. He was good at what he did and it showed. His financial dream was getting closer and he knew he would do whatever it took to attain it - even if it took the rest of his life and a million sacrifices. He believed that when he had complete financial abundance, he could finally relax and be happy.

What he didn't see coming was the day he came home to discover his wife had left him. He found a note on the table that said something about her being emotionally starved for love and attention and every time she looked at him, she remembered her broken dreams and her broken heart. She also added, "please don’t look for me" - he never did.

Two months later, the divorce was final. When she came over to pick up her copy of the papers, he asked her why she refused a settlement, alimony and assets. She dropped dead in her tracks and looked at him like a wild animal viciously protecting herself - and said "How can you think I would take the very thing that ruined our marriage and destroyed me and my unborn baby? Why didn't you just have an affair with someone - I could have competed with?" Before he could open his mouth to respond, she was gone and all he could hear was the hostile echo of the front door violently slamming shut. After that day he gave very little thought to the things she said - he never did figure out what she meant.

It was no surprise that he used his new single status as an opportunity to throw himself into his work even more and before long it paid off. He had more money than he knew how deal with. But it still wasn't enough – there were still people richer than him and that wasn't acceptable. He worked every day for the rest of his life. He never remarried but did have a daughter as result of a drunken one night stand. Although he never saw her, she would write to him several times a year. He would never acknowledge her letters or the things in her life that she shared with him. He did send her money for practical things on a regular basis but never once did he send her any special presents or even acknowledge her birthday.

The only relationships he ever had were with his secretary and his dentist - both remained completely professional. They each hid their distaste of him very well - or he just didn't care enough to notice. He never took a vacation, bought a nice car or lived in a beautiful house which he very well could afford. He just didn't see the value of trading his hard earned money for frivolity. He never sent or received birthday presents, Christmas cards or any invitations, He lived an empty, solitary life and never made the time to try to figure out what was missing and how to get it.

Alone on his death bed he tried thinking of anything he was taking with him. He relentlessly searched for hours and realized that anything that might have been valuable to take with him when he passed was traded for money. As he finally understood it was a price too great to pay, he realized it was that wisdom that he would take with him from this world - and maybe he could still pass that on.

He used every last once of strength to write a short note, and as he closed his tired eyes, he took his very last breathe.

Almost 2 weeks later when the police responded to a call about an odd smell, they found his dead decaying body. It was a typical type of call except they were profoundly intrigued to find a huge smile of satisfaction embedded on the man's hardened face. And then they found the note in his stiffened right hand. It said:

"To whom it may concern. On this day of my death, let this note act as my final last will and testament.

No more and no less than $5000.00 will go to my daughter and son in law specifically for that vacation they keep putting off. A note with the money should say "Please learn from this dying man who is leaving this life with only one bit of wisdom. Don’t ever sell your life for money in the belief that money will buy you a life - it won't.

All remaining money will be buried with me in a locked and guarded tomb - not because I believe I can take my money with me but rather because I don't want to infect anyone with the dis-ease that ultimately killed me - and burden them with a life of self imposed imprisonment. Be free now and not wait for life to give you permission or provide you the right conditions - by human nature, it never will. And know in the end I die a peaceful man because I finally found the answer I unconsciously spent my whole life seeking. Now in the last moments of my life, I choose life.

One more thing, please find my wife and bring her three dozen long stemmed red and pink roses with the following note, "I'm sorry for breaking your heart and your dreams - and I’m sorry it took me so long to recognize just how sorry I would be. Now as money no longer has any meaning to me, I can feel all the feelings that I pushed down my whole life so I could stay focused on the illusion that wealth could be found by accumulating money. Now I can feel all the love for you that I buried before I knew what it was. I'm glad I do now. I love you".

The officer put the note back in the old mans hand and quietly walked out the door. The other cop could barely hear him say "I've got something to undo - that old man just saved my marriage and my life - and if you think the old man’s message is about money - think again".

Source: http://www.nanice.com/Transform-your-relationship-with-Money-and-Your-Life-a30.html

There is nothing enlightened about shrinking so that other people won't feel insecure around you.

“Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us. We ask ourselves, Who am I to be brilliant, gorgeous, talented, fabulous? Actually, who are you not to... be? You are a child of God. Your playing small does not serve the world. There is nothing enlightened about shrinking so that other people won't feel insecure around you. We are all meant to shine, as children do. We were born to make manifest the glory of God that is within us. It's not just in some of us; it's in everyone. And as we let our own light shine, we unconsciously give other people permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.”
-- Marianne Williamson

Tuesday, December 29, 2009

We're all in the gutter but some of us are looking up at the stars

"We're all in the gutter but some of us are looking up at the stars."
-- Oscar Wilde

Tuesday, December 22, 2009

Be you

"I want you to be everything that's you, deep at the center of your being."

-- Confucius

Monday, December 21, 2009

Be Yourself

"Always be a first rate version of yourself, and not a second rate version of someone else." -Judy Garland

Wednesday, December 16, 2009

Definition of Integrity

By: Chris Czach Hidalgo ©
Monday December 16, 2002 This information/essay is copyrighted and protected by copyscape


According to Merriam Webster, integrity is:
1: firm adherence to a code of especially moral or artistic values : INCORRUPTIBILITY
2: an unimpaired condition: SOUNDNESS
3: the quality or state of being complete or undivided: COMPLETENESS
synonym see HONESTY



According to Oxford Dictionary, (the origin of) integrity is:
integrity
/integriti/

Noun

• 1 - the quality of being honest and morally upright.

• 2 - the state of being whole or unified.

• 3 - soundness of construction.

— ORIGIN - Latin: integritas; from integer ‘intact, whole’.


A few thoughts on the matter
The following information is simply an opinion based on life experiences and a personal understanding of truth and honesty--which are part of the foundational aspects of true integrity.

Integrity is a skill
As with all skills, they're developed and learned over time. For example, few people have an inherent skill in math and most people must learn the rules and exceptions associated with math to finally get a grasp on the concept. As a result, math is learned after repeating special techniques over and over including doing some memorization. This is also true with Integrity.

Training
A qualified carpenter must endure years of training, practice and exposure to building materials and circumstances that call for his talent. Integrity must also endure years of practice and exposure, for integrity is NOT necessarily inherent within a person's personality. Instead, integrity is a trait that is taught and learned over an entire lifetime.

Point of reference
Integrity is a guideline, a benchmark, a point of reference or a goal that is used to make decisions that rely on truth and honesty. All things are related to this point of reference and judged accordingly. To maintain integrity, you must remember to refer to truth and honesty in ALL decisions, thoughts, actions and reactions. That's not an option if you are to have and maintain integrity.

A great tower
Integrity is something that a person builds and maintains during a lifetime. You can consider integrity as a building within a person's heart that starts when the person is young. This "building" begins with the first hole that is dug. Once the hole is dug, the foundation is laid--usually by parents and other leaders (church and school instructors). The walls follow with windows and doors added along the way. The windows would allow for transparency and serve as a type of checks-and-balances. The doors would allow for modifications of a person's definition of integrity to easily take place--hopefully for the better. The roof is added later and serves to protect from outside forces.

Re-building
Just as you can re-build a house when it falls down, so too can you re-establish integrity if you fall away from it's blessings.

Tomorrow is a new day
Leaving the past where it is, picking up the pieces and moving on is critical if you choose to "turn over a new leaf." Keys that lead to success in this endeavor include 1) understanding, 2) grasping the reigns tightly and 3) implementing a new and improved plan that allows tomorrow to be a clean slate for you to work with. Let the past go and concentrate on the present and the future.

Looking back is important for learning from our mistakes...but leave it at that. Don't bring the past into the future for any other reason, if it's tainted in any way. Make new memories. Memories that are ethical and moral. Memories that blare and echo with integrity.

A plant
Integrity can also be considered as a seed. It is planted in youth, watered in childhood and blossoms in adulthood. The more you water it throughout life, the more it grows and blooms. Just as it is with plants, if neglected at any point, it WILL wither and die. If your plant has died, simply plant a new seed and water it daily! Note that a plant does not blossom immediately but must go through a life cycle first. So, integrity will take a while to get used to...again.

Maintenance
Integrity must be maintained. A janitor cleans and straightens rooms for a living. You must be a janitor and maintain true integrity. If you avoid the dust that settles, your definition of integrity begins to diminish and decrease in value. A strict maintenance schedule must be kept or what has taken a lifetime to build will come crumbling down in minutes.

Loss
It's critical to note that integrity can be lost or compromised beyond recognition in a person's life. I've been there and am in the process of re-establishing integrity in my life...and it's not easy. Recognizing that integrity has been compromised or is totally lost from your life is the first step of many. The second step is to do something about it--and that would be to make the decision to plant a new seed and water it daily...even minute-to-minute.

Holding up to the test
Consider a cup that cannot hold water. A person that lives their life without integrity is like that cup. The crack may be invisible to the eye, but if it doesn't hold up to the test, it's virtually worthless. Many people walk around with a small crack that is easily hidden, but time reveals their flaw.

Honesty
...a totally separate issue that definitely applies to real integrity. To be honest is to apply integrity to a situation or instance. The two go hand-in-hand without exception or separation. There are few things that complicate an issue or hurt more than dishonesty. At least honesty leaves a person with some sense of closure and dignity...despite the fact that it may sometimes really hurt to know the truth.

The role of integrity in "love"
Integrity helps to define love. Although many things collectively define love, Integrity is a little different in that it plays a unique role. Integrity acts as a binder of the many things that help to describe the meaning of love. Integrity helps to keep all the things that make up love, together so that love is constant and pure. Without a binder such as water, bread would be nothing more than baked powder with seasoning. Paper would be a collection of loose fibers.

Integrity can help to define you by acting as a binder that keeps your words, your thoughts and your actions honest, worthy and admirable.

Other definitions
People can tweak or modify their definition of integrity to suit their needs, desires and ambitions at the time. For that reason, it's possible to have a large number of definitions of the word or state of affairs in a person's life--but that doesn't necessarily mean they're all sound definitions.



Integrity will:

* begin and continue as a personal ON-GOING decision to stand firm on principals that are inherently good.

* most likely take the long, straight and narrow road and does not cave into cheating.

* tell the truth over a lie despite the consequences.

* suffer the consequences instead of compromise itself.

* help to steer a person clear of those that easily bow to a corrupt nature.

* be apt to lend a helping hand simply as a by-product of this special lifestyle decision.

* diminish and eventually disappear if you choose to ignore and abandon it's blessing.

* set you apart from a great number of people who have chosen to follow the lead of a different drummer.

* sometimes separate you from the "in" crowd, but that's not always the case.

* on some occasions, make other people feel uncomfortable around you because of their own insecurities, problems and guilt.

* impress others only because of your decision to adhere to such a (sometimes) difficult lifestyle.

* sometimes put you into tight situations that APPEAR to be needlessly difficult.

* allow for rebuilding. It will come back and continue to blossom if you choose and allow it to grow within.


Integrity will NOT:

* allow for decisions that may compromise personal belief and faith.

* always APPEAR to help a situation.

* be an easy decision for all situations.

* be Disneyland and roses all the time.

* give in to peer pressure simply because "everyone's doing it."

* give up on you--you can always re-establish integrity by making a conscious effort to re-build what past mistakes have broken down.

* in an obvious way come to the rescue of a person.


Benefits
Integrity always benefits a person, but the benefit is NOT always immediately recognizable. In fact, some times the benefits of Integrity are not obvious for many years down the road. It's possible for a person to live most of their lives and not see the benefits of integrity until late in life. It's different for everyone and doesn't mean it's better or worse for you, it just means it's different, that's all.

Notice
As a side note, please know that in many cases, "things are not as they appear."

Experiences
Integrity is NOT a one time experience or situation. Instead, Integrity is an on-going experience of a collection of situations where sound decisions are made based on good judgment, discernment, wisdom and knowledge.

By-Products
Integrity has its by-products. As you become more familiar with a lifestyle that allows for integrity to bloom wild and free, life is usually filled with more and more peace--a by-product. After a while of on-going decisions guided by integrity, people begin to take notice. Employers begin to place more trust in you and your abilities. Friends rely more and more on your apparent wisdom. Better decisions lead to a better life.

Misdirected hate
As a direct result of your decision to establish integrity within yourself, you will gain favor with many people. Others will hate you for it--another by-product. People hate other people for the weirdest reasons. Someone dedicated to truth and honesty is a typical target. There are many reasons for this misdirected hate, but the most common reason is their own insecurity (referring to the person who hates). People WILL be threatened by you because of your decision to maintain integrity.

Personal definition
This personal definition of integrity is an attempt to offer an unbiased presentation of what integrity can and cannot mean. That is to say this definition of integrity:

* is in no way the one-and-only true definition;

* may actually serve to corrupt someone's definition of integrity--BUT this definition has a sincere intention to help explain the many sides of integrity's purity and benefits so that the reader can decide for themselves.

* should help to answer some of the many questions people may have about integrity and the possible role it may play in a person's life, decision making, thoughts, actions and destiny.

* should broaden one's insight about how much of a role integrity plays in their daily life, even minute-to-minute.


The great cathedral
Remember, you can live life the way you want, for good or for evil. But I'd like to suggest the following story for your consideration:

Back in the middle ages (1200-1600 A.D.) a great cathedral was being built by many skilled laborers. One day a strange man came to town and asked each of the men what they were doing.

One man answered, "I have to lay this brick to feed my nagging wife and my many ungrateful children."

Another answered by saying, "I'm just trying to pass the time until I die and at the same time keep myself afloat."

Another man said, "I'm following my father's footsteps and doing what I'm told."

An old man answered, "I am a mason, this is what I do."

Yet another man was heard saying, "I do this because I have many debts to pay."

Then the stranger saw a young man laying brick who was working feverishly unlike the other workers. Intrigued, the stranger questioned this young man next.

After being questioned, the young brick layer stopped, starred at the yet unfinished building and answered by saying, "I'm taking part in the greatest building project in history. A cathedral unlike any other in the world. One of surpassing beauty and size. This cathedral will be the greatest the world has ever seen.

I'm only laying the block, but my efforts will help this great cathedral to stand the test of time so future generations can marvel at and appreciate it's awesome beauty."

Needless to say, the previous story about the building of the cathedral reveals that it's not what you have to do, it's not what you want to do or what you think you should do, but it's about how you do all things in life.

How you do what you have to do, how you do what you want to do, and how you do what you think you should do, will determine your success. You'll "have to do things," you'll "want to do things," and you'll "think you should do things" your whole life, but it's the quality of how you do them that really matters.

Integrity plays a critical part in quality decisions, thoughts and actions. It'll be obvious in how you act and react to expected and unexpected circumstances.

The "Gifted" Musician
Everybody enjoys one or several types of music, regardless of their sex, culture, age or beliefs. Music is truly one of the few universal avenues to express yourself to where others will consider your art despite who you might be in their eyes.

Most people only enjoy listening to music, but few enjoy listening and creating music. Some musicians are good, some are better and then there are those who are exceptionally good--considered to have the "gift" of music. But even they have to practice.

I attended a concert recently where a fan of the featured musician anxiously walked up to his favorite performer and said;

"you're an outstanding musician!"

The artist replied by saying;

"thank you, I appreciate you saying so. I practice every day."

Just as the great musician must practice everyday to maintain his high level of artistic talent, so too must we practice implementing integrity into our every-day lives.

Remembering
Allowing integrity to seep out only every now-and-then is not acceptable if we are to benefit fully from the blessing that integrity has to offer over a lifetime.

Integrity should be allowed to flow freely in the mainstream of our thoughts and actions. That, realistically, does not happen over night. It's a decision we must make every morning after we wake up. It's a decision we need to "remember" to make every morning after we wake up.

Studies show that if you do something twenty-one times in a row (but not like a robot in immediate succession), that "function" should be ingrained enough to where it becomes second nature after a while.

A simple note on the bathroom mirror, one just above the door knob of your bedroom or some other place where you're sure to see it every morning--for 21 days---should do the trick. Give it a shot.

A wonderful life
Choosing a wonderful life over (just) life can make the difference between success and failure, peace and chaos, love and hate, and integrity plays a key role in those decisions.

Chose to be like the young man laying the brick to build what he believes to be the greatest cathedral in the whole world.

Chose to plant a seed that will become the immovable oak.

Chose to be like the janitor that maintains a clean household.

Chose to be a cup that can hold water and is half full instead of half empty.

You can do it, it's as simple as a decision--one of many that will be based on wisdom, good judgment, discernment and knowledge.

Chose to incorporate integrity in your life today.

That, my friend, is integrity.



Interesting Experience

Defining Integrity In a nutshell...or in this case, in a fortune cookie.

The other day I was having lunch with two friends, Ken Mac Court and Sam Quick, at a Chinese restaurant in Flagstaff, Arizona when I received an interesting "fortune" from the traditional after-dinner fortune cookie (that I usually smash on the table, work through the pieces for the "fortune," then consider the alleged "fortune" and toss what's left--I don't like the cookie, just the fortune):

On this particular day the unusually unique "fortune" read:

"Integrity is doing the right thing, even if nobody is watching."

After I stopped coughing and finally got some air as a result of the shock of reading something so prevalent in my constant search to define words that I want to apply to my life, I realized that this "fortune" was by far the most profound, applicable and true "fortune" cookie I had ever received.

Such a simple yet concise definition of the word integrity from a fortune cookie? I could hardly believe it!

Source: http://webweevers.com/integrity.htm

Tuesday, December 15, 2009

Be who you are...

“Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.”
~ Dr. Seuss

Monday, December 14, 2009

Just words

"I love you" and "I'm sorry" are pretty words. But when they are not backed up with action they are just words.

-- Trixie Racer

Sunday, December 13, 2009

Love is Blind

“But love is blind, and lovers cannot see What petty follies they themselves commit”
-- William Shakespeare

Tuesday, December 8, 2009

Yesterday is a canceled check...

Yesterday is a canceled check...

Tomorrow is a promissory note...

Today is cash
...spend it wisely.

-- Unknown

Thoughts

If you think you are beaten, you are;
if you think you dare not, you don't.
If you'd like to win, but think you can't, it's almost a cinch you won't.
If you think you'll lose, you're lost.
For out in the world we find success begins with a fellow's will; it's all a state of mind.
Life's battles don't always go to the stronger or faster man; but soon or late the man who wins is the man who thinks he can.

-- Unknown

Monday, December 7, 2009

Alternate Serenity Prayer

Found this today:

Grant me the serenity to accept the things I cannot change, the courage to change the things I cannot accept, and the wisdom to hide the bodies of those people I had to kill because they pissed me off and also, help me to be careful of the toes I step on today, as they may be connected to the ass that I may have to kiss tomorrow.

Thursday, December 3, 2009

Herbert Spencer on "Contempt prior to investigation"

"There is a principle which is a bar against all information, which is proof against all arguments and which cannot fail to keep a man in everlasting ignorance--- that principle is CONTEMPT PRIOR TO INVESTIGATION!!!!!!!!" -- Herbert Spencer

Friday, November 20, 2009

Can't find the STRENGTH to get back up?

Nick Vujicic and his attitude serve as a great examples of the celebration of life over limitations.

The human spirit can handle much more than we realize.

"I LOVE LIVING LIFE. I AM HAPPY."

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Think you've got it bad?
Need some encouragement?
Fallen down?
Can't find the STRENGTH to get back up?

Watch this video. It will help. Then share it with others.

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"If I fail, I try again, and again, and again..."
If YOU fail, are YOU going to try again?

It matters how you're going to FINISH...
Are you going to finish STRONG?

We are put in situations to build our character... not destroy us.

The tensions in our life are there to strengthen our convictions... not to run over us.

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Nick is thankful for what he HAS.
He's not bitter for what he does NOT have.

I have never met a bitter person who was thankful.
I have never met a thankful person who was bitter.

In life you have a choice: Bitter or BETTER?



Wednesday, November 4, 2009

Can Miles...

Can miles truly separate you from friends.... If you want to be with someone you love, aren't you already there? ~Richard Bach

Sunday, October 25, 2009

Believe nothing...unless it agrees with your own reason and own common sense.

"Believe nothing, no matter where you read it, or who said it, no matter if I have said it, unless it agrees with your own reason and your own common sense"

- Siddhartha Gautama

Friday, October 2, 2009

What you see in others has more to do with who you are than with who other people are

“What you see in others has more to do with who you are than with who other people are.”
- Epictetus

Thursday, May 14, 2009

Time Tested Beauty Tips

For attractive lips, speak words of kindness.

For lovely eyes, seek out the good in people.

For a slim figure, share your food with the hungry.

For beautiful hair, let a child run his or her fingers through it once a day.

For poise, walk with the knowledge you'll never walk alone.

People, even more than things, have to be restored, renewed, revived, reclaimed, and redeemed; Never throw out anybody.

Remember, If you ever need a helping hand, you'll find one at the end of your arm.

As you grow older, you will discover that you have two hands, one for helping yourself, the other for helping others.

The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman must be seen from in her eyes, because that is the doorway to her heart, the place where love resides.

The beauty of a woman is not in a facial mole, but true beauty in a woman is reflected in her soul. It is the caring that she lovingly gives, the passion that she shows, and the beauty of a woman with passing years only grows!

--Sam Levenson

Saturday, April 4, 2009

Here are over 100 ideas to help you keep monogamy hot!

Find out what music your lover likes, and play it.

Sing to each other, especially if you can't sing. Listen to a song that turns you on and write the words out so you will remember them. Then without any music sing that song as a surprise gift to your lover. Watch the tears come to their eyes.

Find out what scents your lover likes, e.g., perfumes and especially essential oils. Get an essential oil diffuser.

Wear the clothes your lover likes. Try something wild in latex.

Serve the food your lover likes.

Select locations for lovemaking that your partner likes.

Prepare yourself for stimulating conversation. Do some homework if necessary to have something interesting to talk about.

Give lots of compliments on a regular basis.

Compliment you lover in front of others.

Tell each other all the things you like and appreciate about each other. Do this every day.

Show your body to your lover. Let them look as long as they like.

Take your clothes off while your lover watches.

Tease your partner with partial nudity at unexpected times, like when your mother or children are in the other room. Be artful and naughty about it so only your lover sees you.

Explore each other's bodies with your eyes, hands and tongues.

Hold a mirror for your partner to look at their own genitals.

Women, touch your lover's genitals with sighs of desire from time to time, even when out in public (discretely).

Men, nibble on your partner's neck with sighs of desire from time to time, even when out in public.

Give each other a sensual massage. Try short 5 minute full body massages on a daily basis, as well as longer versions (one hour or longer) when time permits. Use an exotic massage oil. You can mix some yourself with an excellent essential oil in a base of first cold press grapeseed (canola) oil.

Create a temple-of-love space in anticipation of your lovemaking. Make your space beautiful. Keep it simple.

Create your own rituals & ceremonies. Keep it simple.

Tell each other what turns you on. If they don't know they can't give it to you.

Read and/or write erotic poetry and stories.

Watch erotic, romantic movies and videos.

Take a bath or shower together. Even small tubs are great fun. Make a mess.

Wash each other's bodies. Be kind and gentle and provocative, or raucous and wild, whatever you're both into.

Wash each other's feet. Use a small dishpan and some wonderful natural soap. Rub on an aromatic foot lotion.

Suck on your partner's squeaky-clean toes.

Feed each other food and drink. Use your fingers. Make a mess.

Read stories out loud to each other.

Wear costumes and masks as part of your foreplay. Oooh, mystery!

Tie each other up. Men especially love to be tied up.

Paint each other's bodies. Use washable/edible body paint or chocolate sauce you make yourself or buy.

Wash each other's hair.

Give each other pedicures.

Prepare sensual meals together. Fondle and tease each other as you work/play.

Watch the sun come up or go down, or the moon go across the water.

Lie out under the stars. Sleep out under the stars.

Make flower arrangements together, fresh or dried.

Send each other erotic post cards without any special occasion.

Write love letters to each other.

Say the words "I love you. I need you. I want you."

Whisper words of adoration in your lover's ears before, during and after love making.

Talk "dirty" in your lover's ears in the heat of passion during your lovemaking.

Hold hands in public.

Go on picnics.

Call each other by "sucky" pet names.

Make foreplay go on and on and on and on and....

Men, help your woman come to orgasm before intercourse - at least some times!

Men, be sure she is wet, before you put your golden rod into her fig pocket!

Romance each other for hours, with intercourse on and off the whole time. Men, learn to delay ejaculation!

Cuddle after intercourse. Look into each other's eyes. Say words of love and adoration. Thank the God and Goddess for their favors.

Cry in front of each other.

Share what you are feeling. Risk being vulnerable.

Try different lovemaking positions. Experiment.

Try different lovemaking locations. Experiment.

Use love toys. Experiment.

Laugh during intercourse. Laugh before intercourse. Laugh after intercourse.

Offer unexpected gifts. Keep it simple, but thoughtful. Pick the right thing, not the biggest or most expensive thing.

Remember special occasions. Special occasions should be special!

Say please and thank you for sexual favors and for many small things each day. "Whether the pretty woman grants or withholds her favors, she always likes to be asked for them."

Surprise your lover with the unexpected. Experiment.

Try something new. Experiment.

Try something dangerous. Experiment.

Try something outrageous. Experiment.

Try something kinky. Experiment.

Try something you are afraid of. Experiment.

Try something forbidden. Experiment.

Share your fantasies. Act them out with each other. Don't ever share fantasies about someone else with your lover!

Masturbate each other.

Masturbate in front of each other.

Dress up for a romantic dinner.

Eat dinner by candlelight.

Make love by candlelight.

Put on little skits (acts) for each other. Experiment.

Be foolish and playful. Experiment.

Drop something that is really important for you to do, and make love instead.

Call when you are away and say "I miss you terribly. I can't wait to get home to hold you."

Talk "dirty" over the phone to each other.

Shop for sex toys and lingerie together.

Ladies, wear garter belt and stockings instead of pantyhose.

Put blindfolds on each other during foreplay and intercourse, sometimes.

Role play: innocent high school student, slut, nurse, stripper, master, slave, bad boy or girl, etc.

Look into each other's eyes, if possible until tears follow the opening of your heart in love.

Match the rhythm of your breathing during lovemaking.

Take rapid breaths to heat up your excitement.

Take long, deep, slow breaths to maintain a high level of excitement without going over into orgasm. Prolonging the orgasmic excitement leads to ecstasy.

Just hold each other.

Talk where one only listens. The one who listens does not try to take any responsibility, does not try to intervene or "fix" anything. Just listen. This is harder to do than it sounds.

Give each other a 10-second kiss when coming and going.

Make out like high school kids, without intercourse.

Practice Tantra Sacred Sex muscle control, breathing and visualization together. If you don't know how, take a workshop together.

Give each other flowers regularly. Men love to receive flowers too!

Have fresh flowers around as often as possible.

Have lots of green healthy plants in the house.

Notice all the little things you do for each other, that you regularly take for granted, and let each other know how important they are to you. Show your appreciation.

Spend time remembering wondrous past experiences together when you were happy and joyous.

Take turns leading when dancing slow.

In conversation always use loving names when referring to your genitals, e.g., jade stalk, wand of light, mystery cave, succulent flower, etc.

Make plans for the future.

Talk about spending the rest of your life together.

Write out your vision for the kind of relationship you want to create together.

Display your relationship vision/dream where you will see it often.

Serve each other breakfast in bed.

Sleep together NAKED! Curl around each other like spoons. Roll over together to change positions in the night.

In the morning when you wake up lying naked together, the man goes between the woman's legs. If he is not aroused, he will use the soft entry by wetting his penis with saliva (or any suitable
lubricant such as water based or silicone lubricants, or any cooking oil) and inserting it into her vagina. Lie still with your eyes open and match your breathing for 2-5 minutes.

Found at: http://sacramento.craigslist.org/mis/1105982786.html

Friday, April 3, 2009

John Lennon quotes

"Life is what happens to you while you're busy making other plans"




"Time you enjoy wasting, was not wasted."




"There are two basic motivating forces: fear and love. When we are afraid, we pull back from life. When we are in love, we open to all that life has to offer with passion, excitement, and acceptance. We need to learn to love ourselves first, in all our glory and our imperfections. If we cannot love ourselves, we cannot fully open to our ability to love others or our potential to create. Evolution and all hopes for a better world rest in the fearlessness and open-hearted vision of people who embrace life."




"There's nowhere you can be that isn't where you're meant to be..."




"When you're drowning you don't think, "I would be incredibly pleased if someone would notice I'm drowning and come and rescue me." You just scream."




"Make your own dream.

That's the Beatles' story, isn't it? That's Yoko's story, that's what I'm saying now. Produce your own dream. If you want to save Peru, go save Peru. It's quite possible to do anything, but not to put it on the leaders and the parking meters. Don't expect Jimmy Carter or Ronald Reagan or John Lennon or Yoko Ono or Bob Dylan or Jesus Christ to come and do it for you. You have to do it yourself.

That's what the great masters and mistresses have been saying ever since time began. They can point the way, leave signposts and little instructions in various books that are now called holy and worshipped for the cover of the book and not for what it says, but the instructions are all there for all to see, have always been and always will be.

There's nothing new under the sun. All the roads lead to Rome. And people cannot provide it for you. I can't wake you up. You can wake you up. I can't cure you. You can cure you."

Wednesday, March 18, 2009

BUSTED: The Citizen's Guide to Surviving Police Encounters

How to exercise your constitutional rights during encounters with police.

Sunday, January 18, 2009

10 Questions Never to Ask in Job Interviews

by: Liz Ryan

You know enough to bring a list of questions to a job interview. When the interviewer asks you, "So, do you have any questions for me?" the last thing? You want to say is "No." But that could be the best option if you're at a loss for words, because some interview questions are better left unasked.

Here are 10 highly unsuitable interview questions that should never make an appearance, unless you don't want the job:

1. "What does your company do?"
This was a reasonable interview question in 1950 or in 1980, before the Internet existed. Today, it's your job to research any company you're interviewing with before setting foot in the door. We need to show up for a job interview knowing what the employer does, who its competitors are, and which of its accomplishments (or challenges) have made the news lately.

2. "Are you going to do a background check?"
It is amazing how many job candidates ask this question, which provokes alarm on the part of the interviewer, instead of the more general, "Can you please tell me a little about your selection process, from this point on?" Lots of people have credit issues that cause them worry during a job search, or aren't sure how solid their references from a previous job might be. If you're invited for a second interview, you can broach any sensitive topics from your past then. Asking "Will you do a background check?" makes you look like a person with something to hide.

3. "When will I be eligible for a raise?"
Companies fear underpaying people almost as much as they fear overpaying them, because a person who's underpaid vis-a-vis his counterparts in the job market is a person with one eye on the career sites. Instead of asking about your first raise before you've got the job, you can ask (at a second interview) "Does your organization do a conventional one-year performance and salary review?"

4. "Do you have any other jobs available?"
A job search requires quick thinking about straight talk, and if a job is far below your abilities, you're better off saying so than beating around the bush with this question. You don't have to take yourself out of the running; you can say, "The job sounds interesting, but frankly I was earning 30% more and supervising people in my last job. Could you help me understand the career path for this role?" That's the cue for the interviewer, if he or she is on the ball, to highlight another job opening that might exist.

5. "How soon can I transfer to another position?"
You're broadcasting "I'm outta here at the first chance" when you ask this question. If you like the job, take the job. If it's not for you, wait for the right opportunity. Almost every employer will keep you in your seat for at least one year before approving an internal transfer, so a job-search bait-and-switch probably won't work out the way you'd hoped.

6. "Can you tell me about bus lines to your facility?"
Get online and research this yourself. It's not your employer's problem to figure out how you get to work.

7. "Do you have smoking breaks?"
If you're working in retail or in a call center, you could ask about breaks. Everyone else, keep mum; if your need to smoke intrudes so much on your work life that you feel the need to ask about it, ask your best friend or significant other for smoking-cessation help as a new-job present. Lots of companies don't permit smoking anywhere on the premises, and some don't like to hire smokers at all. Why give an employer a reason to turn you down?

8. "Is [my medical condition] covered under your insurance?"
This is a bad question on two counts. You don't want to tell a perfect stranger about your medical issues, especially one who's deciding whether or not to hire you. Ask to see a copy of the company's benefits booklet when an offer has been extended. This is also a bad question from a judgment standpoint; no department managers and only a tiny percentage of HR people could be expected to know on a condition-by-condition basis what's covered under the health plan. Anyway, your pre-existing condition won't be covered under most corporate plans for at least a year.

9. "Do you do a drug test?"
If you have a philosophical objection to drug tests, wait until they ask you to take a drug test and tell them about your objection. Otherwise, your question sounds like, "I'd fail a drug test," so don't ask.

10. "If you hire me, can I wait until [more than three weeks from now] to start the job?"
Employers expect you to give two weeks' notice. If you're not working, they'd love to see you more quickly. If you ask for tons of time off before you start working -- unless you have a very good reason -- the employer may think, "How serious is this candidate about working?" In any case, a start-date extension is something to request after you've got the offer in hand, not before.

Liz Ryan is a 25-year HR veteran, former Fortune 500 VP and an internationally recognized expert on careers and the new millennium workplace. Contact Liz at liz@asklizryan.com or join the Ask Liz Ryan online community at www.asklizryan/group.
The opinions expressed in this column are solely the author's.

Source: http://hotjobs.yahoo.com/career-experts-10_questions_never_to_ask_in_job_interviews-82

Tuesday, November 25, 2008

ok a tangent about cock size

I've been going through craigslist a lot out of bordem and just to see who and what's out there. GUYS LISTEN THE FUCK UP THIS IS IMPORTANT! The word "HUNG" is so over used. Just because you have a penis and it hangs does not mean you are hung. What is with all these guys posting pictures of a little tiny penis or even an average one and saying they're hung? I mean I'm not a size queen but that's like calista flockheart saying she's chesty because she has nipples. Wake the fuck up people seriously. I mean to each their own but the average dick size according to google is like 5- 5ish inches so by that assumption lets say if you're under at least 7 inches you have no right to say you're hung. Also if you're face looks like bill clinton and your body looks like rosie o donnel you are not hot or sexy. What is with the hideous fatty mc fattersons saying I'm hot and hung when they weigh about the same as a vw bug and are as equipt as a mosquito. Seriously people stop embarassing yourself and for fucks sake STOP BREEDING! God Damn cretins! I like money... do you like sex AND money? idiots lol

Courtesy of Nicky The Capricorn Cunt

Friday, November 21, 2008

Feeling better can prevent getting sick!

Physics 101: "A body in motion stays in motion."

* Enjoying the outdoors

* Spending more time with friends,
nurture and cherish your relationships.
Share yourself; open up, expand and include.
Invest in your relationships: give to others,
and allow others to contribute to you.

* Doing more of the things that make you feel good,
perhaps watching funny movies and receiving regular massages

* Practicing yoga and relaxation every day,
even if it's only for five (5) minutes

* Becoming responsible for everything in your life;
Stop complaining, hating, carrying grudges

* Eating mindfully and sensibly. Always sit down when eating and
enjoy every single bite to the fullest. Remember what we eat
shows up in the body and changes our brain chemistry.

* Have and create more fun for yourself and others
around you. Value your friends.
Regularly set aside some time to be with them.

* Eat and drink more of what is good for you,
foods that are freshly cooked. Lots of fruits, vegetables.
Plenty of water (not too cold) before breakfast and between meals.

* Learn to forgive. Forgiveness is freeing.
It allows you to release the past and live in the now.
It is the ultimate gift you can give yourself.

* Learn to communicate with your body;
it does not speak English!
It communicates in feelings and sensations.
Be attentive to your body.
When you feel discomfort, find the cause and fix it.

* Follow your heart, your gut feeling
your body can take care of you, be nice to it.

Ohm

Found at: http://www.yogaofindia.com/this_week.htm

Tuesday, November 18, 2008

Don't make someone a priority if they only make you an option

"Don't make someone a priority if they only make you an option..."

Saturday, November 15, 2008

The Dash

THE DASH

IN MEMORY OF SWEET "J"

JENNIFER L. RECORD



I READ OF A GIRL WHO STOOD TO SPEEK AT THE FUNERAL OF HER FRIEND.SHE REFERRED TO THE DATES ON HER TOMBSTONE FROM THE BEGINNING... TO THE END. SHE NOTED THE FIRST DATE WAS THE ONE OF HER BIRTH, & SHE SPOKE OF THE SECOND WITH TEARS. BUT WHAT SHE SAID MATTERED THE MOST OF ALL WAS "THE DASH" BETWEEN THOSE YEARS.

FOR "THE DASH" REPRESENTS ALL THE TIME THAT SHE SPENT ALIVE ON EARTH. AND NOW ONLY THOSE WHO LOVED HER KNOW WHAT THAT LITTLE LINE IS WORTH. FOR IT MATTERS NOT HOW MUCH WE OWN ... THE CARS, THE HOUSE, THE CASH. WHAT MATTERS IS... HOW WE LIVE & LOVE AND HOW WE SPEND "OUR DASH".

SO THINK LONG & HARD... ARE THERE THINGS YOU'D LIKE TO CHANGE???

FOR YOU NEVER KNOW HOW MUCH TIME IS LEFT. YOU COULD BE IN "THE DASH" END RANGE!

IF WE COULD SLOW DOWN ENOUGH TO CONSIDER WHAT'S TRUE & WHAT'S REAL, & ALWAYS TRY TO UNDERSTAND THE WAY THAT OTHER PEOPLE FEEL & BE LESS QUICK TO ANGER & SHOW APPRECIATION MORE, & LOVE THE PEOPLE IN OUR LIVES, LIKE WE'VE NEVER LOVED BEFOR.

IF WE TREAT EACH OTHER WITH RESPECT , & MORE OFTEN WEAR A SMILE. -REMEMBER THAT THIS SPECIAL "DASH" MIGHT ONLY LAST A LITTLE WHILE.

SO WHEN AT LAST THE TIME HAS COME FOR YOUR LIFE'S ACTIONS TO REHASH,

WILL YOU BE PLEASED WITH THE THINGS THEY SAY ABOUT THE WAY YOU SPENT

-"YOUR DASH"?

Found at: http://blog.myspace.com/index.cfm?fuseaction=blog.view&friendID=154364126&blogID=404047608

Wednesday, October 8, 2008

Change

from: "The Doctor's Opinion"

"Men and women drink essentially because they like the effect produced by alcohol. The sensation is so elusive that, while they admit it is injurious, they cannot after a time differentiate the true from the false. To them, their alcoholic life seems the only normal one. They are restless, irritable and discontented, unless they can again experience the sense of ease and comfort which comes at once by taking a few drinks - drinks which they see others taking with impunity.... Unless this person can experience an entire psychic change there is very little hope of his recovery."

Saturday, September 27, 2008

Do you want me to tell you something really subversive?

"Do you want me to tell you something really subversive? Love is everything it's cracked up to be. That's why people are so cynical about it ... It really is worth fighting for, being brave for, risking everything for ... and the trouble is, if you don't risk anything, you risk even more." - Erica Jong

Friday, September 12, 2008

Tuesday, September 9, 2008

Be the change!



Why is it that certain behaviors deemed tolerable in adults are suddenly shocking when exhibited by children? This 90-second public service announcement by a nonprofit organization in Australia begs this very question–prompting any adult who watches to reconsider their responsibility to any child, and to one another.

Be the Change!

Wednesday, July 23, 2008

Out of Control Male Ego

Dr. Phil - Out of Control Male Ego - May 7, 2008 Part 1


Dr. Phil - Out of Control Male Ego - May 7, 2008 Part 2


Dr. Phil - Out of Control Male Ego - May 7, 2008 Part 3


Dr. Phil - Out of Control Male Ego - May 7, 2008 Part 4


Dr. Phil - Out of Control Male Ego - May 7, 2008 Part 5

Thursday, May 15, 2008

Create Your Life Story

Mahatma Ghandi once said: "My life is my message."

So, what's your message?

And is it your truth?

When you choose a path that is honourable and true to your self as well as others, your life story begins in earnest.


Your life becomes a message - an inspiration to others.


Your message can change the world for the better. You can inspire one person or change the lives of many.


Even the smallest change can make a difference.


As long as truth runs throughout your story, you will always be on the right path.


Even if that path becomes difficult at times, you will know in your heart that the journey is the right one.


Life is an adventure and the journey is the reward.


So, what adventure are you going to have?

Remember ... you have a choice. You always have a choice.


So start creating your life story.


Remember, you can be the hero of your story ... you can save the world and even have time for romance!

Make sure your story has an inspiring message running through it.


And think on ... every good story has a happy ending!

Cheers to the best day ever!

--Robert Tew from www.livelifehappy.com

Monday, May 5, 2008

Stay true to yourself

When you stop living your life for yourself and start living it as two meshed into one you are only doing a disservice to yourself and to the one you love.

When you stop doing the things you love, going places you love to go and hanging around people you've always loved-you are taking pieces of you away that one day you may find hard to get back. And you will want them back.

Love someone. Love them for who they are. If they love you for who you are-great. If you try and change each other-change interests, friends, hobbies, style, beliefs-If you try and chain one another to the other every day, not allowing them to grow and explore this world at times alone and free-you will only have regrets.

One day that person will not be in your life. Could be tomorrow, next week, next year...could be 40 years from now. But one day they will not be there. You will awake one day to find you are indeed alone. That you have spent "x" amount of time losing yourself just to please another...and now that other is gone. You will regret not doing things you wished to had done, giving up people you loved, giving up a piece of you that made you who you were.

it is better to be alone, then to be loved for what you are not.

Found at: http://sacramento.craigslist.org/mis/668346726.html

Friday, May 2, 2008

Ways to Make Saving a Habit

by Andrea Coombes

What's your excuse? When it comes to the sorry state of our finances, we've all got one.

Maybe your raise at work never materialized, or you charged that unexpected car-repair bill -- or that plasma TV -- to your credit card. Whatever the reason, for many of us, personal balance sheets could look better. Half of U.S. workers report less than $25,000 in savings.

Even if you've saved more, is it enough to sustain you through a decades-long retirement?

Sure, plenty of consumers now are easing back on spending, thanks to sticker shock at the grocery store and gas station. But soon enough retailers and restaurants will be pushing hard-to-resist "recession deals" -- will you be able to restrain yourself? And, what happens to your budget-minded ways when the economy recovers?

It's time to shake off the "consumer" mantle that politicians and economists are so happy to drape around our shoulders. Resist their calls for consumers to save the economy, and resist the advertisements enveloping us in the idea that we need more and more things.

The only thing most of us need more of is financial security. A lot more.

How to get there? Think thrift. For some, it's a familiar idea. For others, thrift implies denial and deprivation, and that makes for a tough call-to-arms.

So, how to save money without scrimping, be thrifty without feeling miserly -- and maintain those habits after our economy picks up speed?

It won't be easy. Expect discomfort, says Kathleen Gurney, a psychologist and chief executive of Financial Psychology Corp. Keep going, even when it's uncomfortable -- the rewards are worth it, and once this economic slowdown ends, you'll have financial habits in place to support you for a lifetime.

1. Spend less time feeling poor. Flipping through catalogs and going to the mall will make you feel like you need things, Ms. Gurney notes. Sure, you can afford some of that stuff, but the main message is: Most of this is out of your reach. Instead, do things that offer a sense of well-being. Invite friends over. Walk in the park.

2. Retrain your brain. Depriving ourselves of current pleasure is nigh impossible if we're not driven by a sense that the future will be more fulfilling, says Ms. Gurney. When you start to feel that "I'm deserving so I'm buying" feeling, visualize a smaller credit-card bill or higher savings-account balance.

3. Look around you. Are you happy with what your hard-earned dollars bought? If not, shift your spending to those things that bring greater long-term satisfaction, including retirement savings.

4. Choose your extravagances. Here's mine: I eat out about once a week. An extravagance I do without: Cable television.

5. Assess weaknesses. "If you were thrifty, how would you look different?" says Gary Buffone, a financial psychologist in Jacksonville, Fla. Identify what you want to change; then shoot for specific targets, such as a six-month hold on buying new tech gadgets.

6. Make trade-offs. Substitute small, free pleasures for those that cost. Have a movie night at home with friends -- you'd be surprised how many people are equally eager to cut costs.

7. Set goals. Meet weekly with family to discuss the spending plan (don't call it a budget) for the months and years ahead. This may involve tough choices, such as forsaking a family vacation. But think of the guilt-free trip you can take after saving the necessary cash. Good memories last longer, Ms. Gurney notes, when not trammeled by large credit-card bills.

8. Resist your children. They're going to find it hard to change their expectations. How can you help? Stand firm. The next time they clamor for the latest videogame, remind them of the bigger prize (that family vacation), and tell them their choices here and now are, say, a picnic or a movie rental. Offer options, but don't give in to their push for more consumer goods.

9. Enlist other people. Many people are reticent to talk about money worries, but almost everyone has them, so open up and tap your allies. Hold a contest with friends to see who can save the most in a month, or agree with your spouse to talk before spending more than $100, Mr. Buffone suggests.

10. Post yourself by putting post-it notes on your wallet, mirror or steering wheel with the mantra of your choosing: "I want to go to Hawaii in January." "I want to pay off credit-card debt."

11. Automate it. Divert money monthly from your checking account to savings. It will force you to budget, based on what's left in your checking account.

12. Rethink rewards. What are some of your happiest memories? Those are the true rewards. Next time you're about to buy something because you deserve it, ask yourself whether there isn't something you deserve more, such as time at home cooking with your teenager, or a stroll with your husband or best friend.

"We've been conditioned to think that spending the money on clothes, at a restaurant, is going to be the reward," Ms. Gurney says. "But what is the ultimate reward that we want from working hard, in the end?"

Source: http://finance.yahoo.com/banking-budgeting/article/105041/Ways-to-

Wednesday, April 30, 2008

You can't build a reputation on what you're going to do

"You can't build a reputation on what you're going to do."

--Henry Ford

How to Keep Men from Missing the Toilet

(Click on image below and it will be enlargened so you can read text)



In the Schiphol Airport in Amsterdam, the men’s urinals have a unique feature … one that could easily be used in your own bathroom, if necessary!